Board of Directors
Mr. Nasereddin is the chairman of The National Bank and a leader in the Palestinian private sector. He chairs several companies, including Al-Takaful Insurance Company, Abraj Investment & Development Company, Petropal Mineral Oil Company and Lotus Financial Investments Company.
Furthermore, Mr. Nasereddin is the chairman and chief executive officer (CEO) of Birzeit Pharmaceutical Company (BPC), the company in which he started his career in 1974. He worked first as a quality control manager at BPC before being appointed its chairman and CEO a decade later. In 1993, Mr. Nasereddin merged BPC with the Palestine Medical Company, making it one of Palestine´s largest private enterprises and the largest pharmaceutical company in Palestine with a market share of over 20%.
As a committed champion of Palestine´s private sector development, in 1996 Mr. Nasereddin helped found the Union of Palestinian Pharmaceutical Manufacturers (UPPM) and the Palestinian Businessmen Association the year thereafter. In 1997, he founded the Palestine Trade Center (Paltrade) and in 1998 the Palestinian Federation of Industries (PFI). Mr. Nasereddin chaired the UPPM until 2008 and the PFI until 2003 and was a board member of the Palestine Investment Fund (PIF) until 2006. He was also a board member of the Palestine Monetary Authority and is a current board member of the Palestinian Telecommunications Company (PalTel), Palestinian American Chamber of Commerce (PACC) and the International Chamber of Commerce (ICC).
Mr. Nasereddin was born in Jerusalem in 1949 and obtained a Master of Industrial Chemistry at the American University of Beirut in 1974.
Omar M. Masri
Mr. Masri is the vice chairman of The National Bank. He is also the managing director of the energy services company, Edgo, operating across the Middle East & Africa. Mr. Masri joined Edgo in 2006 to help expand the engineering and development group's financial, infrastructure, and oilfield services activities.
Between 1996 and 2006, Mr. Masri founded and was the managing director of the Atlas Investment Group, Jordan´s first and oldest investment bank. In 2004, the Arab Bank acquired Atlas and established it as the bank’s investment banking arm, appointing Mr. Masri as the Arab Bank’s first global head of investment banking. Mr. Masri represented the Arab Bank on the boards of several of its affiliates and subsidiaries including the Arab National Bank in Saudi Arabia.
Before founding Atlas, Mr. Masri was a fund manager at Foreign & Colonial Emerging Markets in London, where he structured and managed the world´s first Middle Eastregional investment fund which, was then listed on the New York Stock Exchange.
Mr. Masri studied Finance at George Washington University and completed a two-year, intensive wholesale credit-training program at the Philadelphia National Bank/Wharton Business School in the United States. He was the first individual in Jordan to be granted the certified financial consultant, broker, and investment manager license by the Jordan Securities Commission.
Mr. Masri currently serves as a board member for several local, regional and European public and private companies, was a member of the Dubai International Financial Exchange practitioner committee, the chapter chair of the Young Presidents’ Organization in Jordan (YPO). Mr. Masri was selected as a Young Global Leader by the World Economic Forum in 2009.
In addition to being a board member of The National Bank, Mr Zraiq is also a partner and member of the management team at Massar International, and the general manager of the Palestinian brokerage firm Sahem Trading & Investments Company. As CEO, Mr. Zraiq is responsible for supervising Sahem’s financial, management and organizational activities.
Mr. Zraiq has more than 15 years of investment management experience focused on financial services in Palestine and the Arab regional market. He currently serves as the chairman of the Palestine Investment & Development Company, Palestinian Businessmen Union and Palestinian Federation of Businessmen Associations. He is the chapter chair of the Young Presidents´ Organization in Palestine, director of Bayti Real Estate Investment Company and a member of the Board of Trustees at Al Najah University. From 2004 to 2005, Mr. Zraiq also served on the Board of Directors for the Palestine Securities Exchange.
Mr. Zraiq holds a Bachelor of Accounting from Birzeit University and is recognized as a talented investment manager and business start-up expert. He is sought after by companies seeking to join the Palestinian Securities Exchange and launch initial public offerings (IPOs). In addition, Mr. Zraiq has personally invested in multiple local companies and manages a team of experts who oversee the development and performance of various financial subsidiaries in Jordan, Egypt, and Serbia.
Dina M. Masri
Ms. Masri is a board member of The National Bank and vice chairperson of the board of the National Beverage Company/Coca-Cola. She is also the chairperson of the board for the Premium Brands Company, an executive board member of the Palestine Investment Fund and board member of the Palestine Mineral Lube Company.
In 2005, Ms. Masri founded and became a board member of the Manara Investment Group. Prior to this, she relocated from New York to Palestine to help establish several businesses in the beverages, construction, Fast Moving Consumer Goods (FMCG) and vehicle trading sectors. In New York, Ms. Masri worked at the Manufacturers Hanover Bank for three years.
Ms. Masri obtained a Master of Science in Environmental Studies and a Master of Business Administration from George Washington University. She is actively involved in philanthropic activities and supports numerous charities and cultural initiatives as the director of the Munib R. Masri Development Foundation.
Mr. Khalil is a board member of The National Bank and chief financial officer of the Palestinian Telecommunication Group (PalTel). Mr. Khalil joined PalTel in 2013 to lead the Group´s financial and administrative affairs.
Prior to joining PalTel, Mr. Khalil was the financial vice president of Bloom Holdings in the United Arab Emirates. His role included defining the Group´s financial strategies, developing long-term and short-term work plans, budgeting, managing accounts, treasury, managing the financing of the Group’s operations and projects, and developing financial monitoring systems.
Before working at Bloom Holdings, Mr. Khalil worked at Ernst and Young in Ramallah as the audit manager. Here, he managed the audits of leading institutions including the European Commission, World Bank, USAID and many other local companies.
Mr. Khalil has also managed international projects for the Palestinian Ministry of Finance; consulted on audit and internal control, budgeting, risk management and institutional capacity building; and delivered theoretical and practical training courses on auditing and internal control.
Mr. Khalil obtained a Bachelor of Accounting from Birzeit University in 2000, and holds several additional accounting accreditations, including certified public accountant (CPA), certified internal auditor (CIA), certified project finance specialist (CPFS) and master financial controller (MFC).
Kamal Abu Khadijeh
Mr. Abu Khadijeh is a board member of The National Bank on behalf of the Palestinian Telecommunication Group (PalTel). He was the deputy chief executive officer and chief financial officer (CFO) of PalTel from 2007 until 2012. Prior to this Mr. Abu Khadijeh worked as the CFO of the National Beverage Company/ Coca-Cola Beverage Company in Palestine.
Previously, Mr. Abu Khadijeh worked at the Arab Palestinian Investment Company, where he was appointed asfinancial manager for two companies: the Medical Supplies and Services (representing multinational healthcare companies, such as Eli Lilly, Abbot, and Nivea); and the Unipal General Trading Company (representing Philip Morris, Procter & Gamble and other multinationals).
Mr. Abu Khadijeh holds a Master of Business Administration from the Kellogg School of Management, Northwestern University, and a Bachelor of Accounting from Birzeit University.
Nimer Abdul Wahed
Mr. Abdul Wahed is a board member of The National Bank and chief financial officer of Bayti Real Estate Investment Company. Mr. Abdul Wahed is supporting the company in its efforts to develop Palestine´s first ideal city, Rawabi.
Prior to joining Bayti, Mr. Abdul Wahed worked in financial management and auditing for over 13 years, specializing in financial analysis, risk management, budgeting, accounting and financial planning. Before this he worked as an audit manager at Ernst & Young Global for seven years.
Mr. Abdul Wahed serves as a member on the boards of several Palestinian companies, holds a Master of Business Administration from Birzeit University, and is a certified public accountant (CPA).
Mr. Melhem is a member of the board of The National Bank as well as the general manager of the Palestinian Telecommunication Group (PalTel). His primary objective at PalTel is to improve the group’s overall performance by enhancing customer experience, investing in high speedtelecommunication technologies, bringing fiber optics to the home in several cities and delivering enriched TV content and Internet-based entertainment services to customers. In addition, Mr. Melhem has launched Palestine’s firstoperational support systems transformation project,which will assure the quality of PalTel’sdata services and boost customer confidence and satisfaction.
Prior to joining PalTel in 2014, Mr. Melhem worked as the general manager of Palestine’s leading mobile operator, the Palestine Cellular Communication Company Ltd. - Jawwal. During hisfour years of service, Mr. Melhem and his team implemented a comprehensive business plan that achieved top service quality and customer satisfaction, which enabled Jawwal to maintain its position at the top ofthetelecommunication sector, despite the entry of a competing mobile operator in Palestine in 2009.Mr. Melhem began his 16-year professional career at Jawwal, occupying several managerial and c-class positions including sales director and marketing director.
Mr. Melhem is currently a member of the executive committee of the PalTel Group. He is also a board member of the PalTel Group Federation and the Golden Wheat Mills. As a sports fan, Mr. Melhem has also headed the Federation of Sports for All since 2013.
Mr. Melhem holds a Master’s in Business Administration from Birzeit University and a Bachelor of Accounting and Finance from Hebron University, Palestine.
Mr. Salfiti, an authority on the Jordanian economy and the banking sector in particular, is a board member of The National Bank on behalf of Bank al Etihad. Mr. Salfiti is the chairman of Bank al Etihad, and also serves as the chairman of the Union Financial Brokerage Company, the Union Land Development Corporation and Jordan Hotels and Tourism Company. He is the vice chairman of the Union Integrated Tourism Company and serves as a member of the board of Zara Investment Co., Union Tobacco & Cigarettes Co., the King Hussein Foundation, Amman Baccalaureate School, Jordanian Businessmen Association, Swiss Jordanian Business Club and the Jordanian British Association.
In addition, Mr. Salfiti serves on the Board of Trustees for the Red Sea Institute of Cinematic Arts, the University of Jordan, the Jordan Career Education Foundation, Jubilee School and Columbia University Middle East/Research Center – Amman. He is also a former board member of the Council of Higher Education – Ministry of Education and Scientific Research.
Prior to joining Bank al Etihad in 1997, Mr. Salfiti was the general manager of the Union Bank for Savings and Investment for nine years. The Union Bank was formed out of the Arab Finance Corporation, a business which Mr. Salfiti worked at as the deputy general manager from 1986 to 1989. The Arab Finance Corporation evolved from Mr. Salfiti’s family business Salfiti & Sons Exchange Company where he was the general manager from 1975 to 1987.
Mr. Salfiti was born in Jaffa in 1944. He obtained a Bachelor of Arts, majoring in Economics from the American University of Beirut in 1967.